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RBI Digital Lending Guidelines vs Other Global Lending Standards: Comprehensive 2025 Analysis

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By LegrescaTech Expert & Industry Thought Leader
📅May 23, 2025
⏱️12 min read
🏷️FinTech Compliance
RBI Digital Lending Guidelines vs Other Global Lending Standards: Comprehensive 2025 Analysis
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Frequently Asked Questions

Got questions? We've got answers. Find quick solutions to common queries below.

A mandatory document that provides borrowers with clear loan details before acceptance, including interest rates, fees, and repayment schedules.

Yes, registration with the CIMS portal is mandatory for all DLAs.

Through CIMS, borrowers can file complaints, and DLAs must maintain a documented complaint resolution process.

RBI's rules are closely aligned with international frameworks in transparency, responsible lending, and borrower protection.

LSPs support digital lending processes, including customer onboarding and loan servicing, under strict contracts with regulated entities.

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RBI Digital Lending Guidelines vs Other Global Lending Standards: Comprehensive 2025 Analysis | Legresca Blog