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Frequently Asked Questions
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Regulatory measures to protect borrowers, ensure transparency, and manage operational risks in India's digital lending sector.
All digital lending platforms, fintech startups, and third-party aggregators operating in India.
Borrowers must explicitly approve data sharing, credit checks, and repayment processes, with detailed consent records maintained.
RBI-approved methods including Aadhaar e-KYC, PAN verification, and other government-issued IDs.
Regular audits, monitoring of borrower protection measures, and staying updated with RBI guidelines ensure sustainable compliance.