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Complete Guide to RBI Digital Lending Guidelines for Indian FinTech Startups (2025 Edition)

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By LegrescaTech Expert & Industry Thought Leader
📅May 13, 2025
⏱️15 min read
🏷️FinTech Compliance
Complete Guide to RBI Digital Lending Guidelines for Indian FinTech Startups (2025 Edition)
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Frequently Asked Questions

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They regulate data localization, KYC, and consent for digital lending platforms in India to ensure borrower protection and transparency.

Yes, any digital lending entity in India must adhere to these guidelines.

By storing customer data within India using certified local servers or cloud solutions, with encryption in transit and at rest.

RBI-approved methods such as Aadhaar e-KYC, PAN verification, and other government IDs.

Maintain detailed logs, allow granular options, and notify users of any changes to data policies.

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Complete Guide to RBI Digital Lending Guidelines for Indian FinTech Startups (2025 Edition) | Legresca Blog